Facebook Month in Review: 09/2011

27 09 2011

September 23

Today’s the first day of Fall and many begin to decorate their home with the season’s decor. Let’s think multi-use items to save money. Stick with colors (oranges, greens, yellows, browns) and items (pumpkins, leaves, etc.) that will transition into the Thanksgiving holiday. Planning ahead will save money and multi-use items means fewer things to store/pack away. How are you saving money during this Autumn season?

September 22

Instead of hoping to have the money to pay for something when the payment is due the following month, learn to live on the income you take home and have right now. It is a great feeling – not overextending your finances.

September 18

Let’s hear it for the Air Force’s 64th Birthday! Today is their day!  http://www.af.mil/shared/widgets/popup.asp?url=http%3A%2F%2Fwww.af.mil%2Fshared%2Fxml%2FrssVideo.asp%3Fmrsstype%3D2&id=1&pos=1

September 16

Today, we pay tribute to the American men and women who never returned home from combat, to those prisoners of war in distant lands who faced unthinkable suffering and to all servicemembers who have defended American lives and liberties with unwavering devotion. As a grateful Nation, we will not rest until we have accounted for the missing members of our Armed Forces–DoD. http://www.dtic.mil/dpmo/pow_day/.  

September 14

We are on the rise – over 4,100 Savers and counting! Let’s Step it Up!!!

September 13

Released today from CNN – the poverty rate rises as incomes decline. http://money.cnn.com/2011/09/13/news/economy/poverty_rate_income/index.htm?iid=A_E_News

If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.–Edmund Burke

September 12

On average a car depreciates by 20% in the first year. Is there any financial sense in purchasing a new vehicle?

Financial victory starts with our thinking.

September 10

Have paper Savings Bonds? Use Treasury Direct’s calculator to figure their current value and final maturity date. http://www.treasurydirect.gov/BC/SBCPrice

September 9

Serving our Country and Saving. It’s what we do.

Your commissary offers a September of savings. Check out their news release.  http://www.commissaries.com/press_room/press_release/2011/DeCA_74_11.cfm

September 8

Avoid paying for more postage than you have to. Different rates are issued for different products – postcard rates ($0.29), media mail/education rates (https://www.usps.com/ship/media-mail.htm) and military flat rate boxes (request FREE Military Care package kit by calling 1-800-610-8734).  https://www.usps.com/ship/service-chart.htm

September 7

Paycheck Deducted Expenses (PDE) are often overlooked when budgeting because they are paid out prior to you receiving a paycheck. They are not “active” in the sense that no check writing occurs. Examples include medical, mass transit, SGLI, FSGLI, retirement contributions. Always include these amounts in your budget so when you retire or switch jobs you’ll know the costs associated with the PDE.

September 6

“The average U.S household pays $950 in credit card interest each year” — Consumer Debt Statistics

Aim for your financial win.

September 2

Another great read for this long weekend. Military.com shares a great story — should you pay off your mortgage early or invest?  http://www.military.com/money/content/va-loans/home-purchase/benefits-pay-off-mortgage-early.html

Spending to Save Money – Stores advertise plenty of ‘deals’ (i.e. spend $30 get $10 back). Think about those items you are purchasing, decide if it’s something you really need. People can lose money trying to save money.

September 1

A poll by The Mint revealed kids don’t know how their parents give to charity. When asked what organizations your family donates money or time to, 77% were unaware of their parents giving or knew they gave back, but unsure how or to whom. “Planning how to give is just as important as the planning that goes into saving, spending, investing. These early learnings help young people become financially-savvy adults.”  http://media.northwesternmutual.com/article_display.cfm?article_id=1220

Can it be September 1st already? Seems like yesterday that everyone was setting New Year’s Resolutions. We know there are quite a few Savers that have recently become debt free during this 2011. Have you kept up with any of your resolutions?

Statistics/Quotes: 09/16/2011

16 09 2011

If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed — Edmund Burke

Facebook Week in Review: 08/26/2011

2 09 2011

August 26

The typical credit card purchase is 112% higher than if using cash.

August 25

Preparation is key during natural disasters and many milfamilies along the East Coast are preparing for Hurricane Irene’s arrival. Here is an emergency stockpile checklist- www.getreadyforflu.org/clocksstocks/stockpilingchecklist.pdf, grocery lists- www.getreadyforflu.org/clocksstocks/stockpilinggrocerylist.pdf and stockpiling on a budget- www.getreadyforflu.org/clocksstocks/CheapStockpiling.pdf

August 24

When you save, grand things happen.

Good morning Savers! We want to share informative information from the American Public Health Association (APHA). APHAs ‘Get Ready Campaign’ provides insight on natural disasters, kids/moms and preparedness, budget stockpiling, pet emergencies, etc. Truly a one-stop-shop for resources of this nature.

August 23

Current headlines regarding earthquakes, tornadoes, hurricanes, etc., it is important to protect yourself, your belongings and others with proper insurance. Rental, automobile, homeowners, etc. Perils of this nature can cause major devastation to your household financially if you are not adequately protected.

Just 9 fans away from 4,000! Can we reach this goal by Friday?

August 22

Just released from the Better Business Bureau – “We are urging people who have family members stationed overseas, specifically in Afghanistan, to alert their spouses of the scam and refuse to purchase gem stones from unknown sources.”—BBB  http://www.bbb.org/us/article/gems-arent-all-they-are-cut-out-to-be-28940

“AnnualCreditReport.com is the ONLY authorized source to get your free annual credit report under federal law.”–FTC

Heatwave Showdown

1 09 2011

Cooling and heating your home accounts for 43% of your utility bill and use the most energy and drain the most dollars. Check out the U.S. Dept of Energy for tips on conserving your energy dollar. 

Read more here: http://www.energysavers.gov/tips/heating_cooling.cfm

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