Sit, Stay and Eat Your Free(!) Dog Treats

1 04 2012

There are certain months when people are strapped for cash (and we are no exception).  Sometimes “gifts” and “giving” aren’t in the budget because there is an insurance premium due that month.  This is precisely when free samples can come in handy.

Take these Science Diet dog treats for example.  I know, these aren’t really ‘gift material’ but they can be a sweet gesture for someone who has a furry, four-legged friend.  And here is what they are perfect for:

  • donating to animal shelters
  • giving to a friend in need that has a dog
  • saving for Christmas as a little stocking stuffer for the pooch in your life
  • keeping for your pooch and save money on treats for the month
  • giving to someone who just adopted/purchased a four-legged friend

(Science Diet reps were handing these out on the street.  I was lucky to snag 7 and in our case, we’re saving half for our pooch and donating the remaining)

When giving out as gifts, you can pair these little pouches with a treat jar (I have seen plenty of dollar stores selling plastic paw-printed containers).

Remember, gift giving and donating should not be about the price – it’s truly the thought that counts!

We want to hear from you, drop us a comment.  Do you give free samples out as gifts when gift-giving just isn’t in your budget during the month?

Are Six Figures the New Minimum Wage?

28 03 2012


This is a great article that I hope challenges everyone’s financial decision-making.  A few things to point out:

  • spending $1,000 on food per month
  • building a new home at the height of the market
  • new car purchase
  • buying individual stocks to fund your child’s college education
  • lack of research in housing market

I hope this article ignites a spark within everyone regarding financial choices made every day.

How Much Water is your Home Wasting?

20 03 2012

Installing Low-Flow water fixtures can yield a savings of 1-18% off your water bill.  If all U.S. households installed water-saving fixtures and appliances, in just one year, 2 trillion(!!) gallons of water and $4 billion(!!!) dollars would be saved!

Source:  The Happy Housewife 

A Shopping Guide for Energy Efficient Appliances

16 03 2012

The Federal Trade Commission has provided consumers with a guide breaking down the information found on energy-efficient appliance labels!

Key terms to review on these labels:

  • estimated yearly operating cost
  • estimated yearly electricity cost

View the guide here.

Statistics/Quotes: America’s Coupon Obsession

1 03 2012
According to, coupon redemption jumped 63% in 2011 with Americans saving a total of $3.7 billion dollars in coupons.

U.S. Post Office 2012 Price Increases

24 01 2012

It’s time to adjust our monthly budget for the Post Office price increases.

Highlights of the new single-piece First-Class Mail pricing, effective Jan. 22, 2012, include:

  • Letters (1 oz.) – 1-cent increase to 45 cents
  • Letters additional ounces – unchanged at 20 cents
  • Postcards – 3-cent increase to 32 cents
  • Letters to Canada or Mexico (1 oz.) – 5-cent increase to 85 cents.
  • Letters to other international destinations – 7-cent increase to $1.05


A Tax on Christmas Trees?

8 12 2011

Read more here,

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