Safeguard Your Identity with an Active Duty Alert

9 07 2015

Safeguard Your Identity with Active Duty Alert

Featured in AFCPEs The Standard April 2015

Inform your Kids about the Dangers of Sharing Passwords

23 01 2012

Parents – it’s time to have a talk with your teenagers.  If you find this article upsetting, you’re not alone!  My hopes are that social media password sharing does not spill into financial password sharing!

This is a great topic of discussion for youth – bring up identity theft, privacy protection, etc.


Online Banking Security

30 11 2011

The majority of Americans perform financial transactions on computers (or cell phones), resulting in a growing trend among many households.  However, with ease, simplicity and convenience come  heart-ache and possible identity theft if your computer is not protected with proper virus programs.  This is especially true if you are not practicing safety measures when using the internet.

Read Fidelity’s Simple Ways to Secure your Online Banking for ways to protect your assets and computer from being compromised.

Metal Key Safety

17 08 2011

Courtesy of MSN

Using an ATM within your bank should be safe, right?  Think again.  Researchers from the University of California, San Diego are challenging this theory with the use of thermal cameras.  But how can my personal information be in danger with thermal cameras?  These cameras have the capability to capture heat left on ATM keypads – indicating exactly which numbers were pressed.  The report also reveals ATMs with plastic buttons were high-risk for thermal image capturing because heat sits on the plastic for a longer time, while ATMs with metal keys retain heat for a few seconds. 

How can we protect ourselves?  For now, try to use those ATMs with metal keys or use the services of the bank teller.

Story continues here

Top 10 Online Scams [2010]

15 08 2011

Courtesy of the Better Business Bureau

Protect your online personal information and identity.  The Better Business Bureau has listed the Top 10 Online Scams for 2010, as well as the Anatomy of a Scam.  Read more here.  Knowledge = Power.

Protect your Money at the Bank

12 05 2011

Some people have fallen prey to thieves hacking into their bank accounts.  Whether that includes funds withdrawn from bank accounts with the use of a fake ID or online theft through phishing scams.  The reality is, problems of this nature happen all too often, leaving many feeling victimized.

The following tips may help safeguard your personal information at the bank.

  • Place an ID Alert with the Bank.  Most banks have the ability to place alerts in a person’s account, prompting bank tellers to verify specific and additional information.  The alert can read something along the lines of “verify ID when withdrawing funds“.  This alert restricts invaders from withdrawing funds because they lack proper photo identification that is linked to the specific bank account.
  • Smart Email.  Criminals are now using email as a means of obtaining personal information from people.  Secure one email account for business use and another for personal use.  If you receive an email from the bank in your personal email a red flag should go off since you provided the bank with your business email.  If you find yourself in this situation, avoid (at all costs) clicking on any links within the email.  This is known as a phishing scam because thieves capture personal information entered after visiting the link that was embedded in the spam email.  These emails look “genuine” but consumers should speak with their bank first before trusting the email is legitimate and accurate.
  • Keep Passwords Complex.  Online banking passwords should be complex to include numbers, letters and/or symbols.  Do not choose passwords that are easy to guess, such as your birth date or zip code.  The more complex the password, the more arsenal added to your belt in warding off criminals.
  • Receive Email and Phone Alerts.  Whether you bank online or with your local branch, many banks provide to their customers alerting services.  Customers are now able to set phone and email alerts when withdrawals, deposits, transfers are made. In addition to transactions exceeding specific amounts.
  • Safeguard PIN Numbers and Passwords.  Avoid carrying pin numbers and passwords in your wallet or purse.  Instead safeguard them at home in a secure location.
  • Only Carry Most Used Cards.  Carry only the essential credit and debit cards used on a daily basis.  All others cards should be kept in a safe place – at home or in a safe deposit box at the bank.
  • Protect Cellphones.  In this day and age many people are now banking via the internet through their cellphones.  While the convenience of eliminating a visit to the bank appeals to many, there can be a serious security threat if your phone gets into the hands of the wrong person.  Password protect your phone.  Never store your banking passwords in your phone’s rolodex.

Knowledge is power.  As consumers we need to protect our assets on a daily basis.  This includes becoming aware of new schemes and scams that revolve around banking and ID theft.  Let’s be ahead of the game and secure our personal information.

%d bloggers like this: